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Excel Mortgage Calculator

4.75 (8 reviews)

Adjustable Rate Mortgage Calculator Spreadsheet. Automatic payment calculations. Print-ready loan amortization schedule with visual charts. No installation. All in Excel.

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Buying our house is one of the most critical decisions we give in our lives. It is great to have our own house but this also puts us in a long-term commitment of payments. So, before giving our decisions it is a good idea to make our plans to see the future payments for the credit we will take. This Excel Adjustable Rate Mortgage Calculator helps you to calculate your loan payments supported by some charts.

Excel Home Mortgage Calculator Features:

This tool is prepared with macros. So, all you need to do is to put your loan amount, interest rate, and the number of years you plan to pay back the credit.

Firstly, on Dashboard fill in the settings options according to your own case. Then click on the “Calculate” button and the tool will automatically list down the loan payments.


In addition, an adjustable-rate mortgage calculator provides you with charts to present a visual situation of your payments. These are;

  • The trend of Debts and Paid Up Capital
  • The monthly Payment rate shows your Interest Paid, Capital Paid, and Remaining Balance
  • Payment Percentage

Mortgage-Calculator-Template-Someka-S01-1Mortgage Calculator will automatically calculate the interest amortization, monthly fixed fee, and remaining balance. Don’t forget to check at least a few combinations until you find the most suitable option according to your own situation.

Mortgage Calculator Features Summary:

  • Home Mortgage Amortization Calculator in Excel
  • Future payments of your loan
  • Automatically calculates the interest amortization, monthly fixed fee, and remaining balance
  • Clear on sheet instructions
  • Nice dashboard design with charts
  • Compatible with Excel 2010 and later versions.
  • Print-Ready
  • Does not include any VBA code or macros

If you liked this template, don’t forget to check our other Excel Calculators

Excel Mortgage Calculator is a ready-to-use Excel Template and provided as-is. If you need customization on your reports or need more complex templates, please refer to our custom services.


Watch the video below to see the template in action! Presentantation also includes usage notes, explanations and tips & tricks about the template.



8 reviews for Excel Mortgage Calculator

  1. Estella

    I love it! very comprehensive!

  2. Georgia Hayley


  3. Peter Russel

    The template is useful and practical

  4. Ahmed

    The template is user friendly and the ability to customize to our needs is totally requires a few steps. If you use Excel for all types of works, this would be exactly that you are looking for tracking your mortgage payments.

  5. carrie_c1

    Easy to enter data. Automatically updates when just click the calculate button. This solves the biggest problem of amortization schedule, it provide the amortization schedule accordingly to the variables provide.

  6. Julian G

    You don’t need any financial advisor to do a calculation. Simple and easy to use template.

  7. stephan.m

    functionality is good but don’t love the design. It’s old

  8. kash

    This form is very easy to use than any other online software calculator i have. It quickly shows the impact on adding extra payments can add equity and reduce interest.. It has saved me time and hassle!

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