Excel Loan Amortization Calculator

In a world where financial rules prevail, financial liquidity has a significant effect on our daily lives. We need Financial Markets (mostly commercial banks) to get financial liquidity to reach our targets. This Excel Loan Amortization Calculator is a tool to identify the repayment schedule plan of the money you borrow for a mortgage.

Main Features of the Template

It is a tool where you can input the amount of money, interest rate, payment frequency, balloon payment, and loan term according to your situation. After you type in the inputs, you may see the Loan Amortization schedule immediately.

You can select your payment frequency from the drop-down, which contains Monthly, Quarterly, Semi-Annually, Annually options.

The input parts have been clarified with white cells. So the gray areas indicate the results. Just put your financial data and let the template help you to find the best option for you.

Once the schedule is created it is easy to observe your payments (principal and interest) and your Outstanding Loan Balance. Besides that, if the loan amortization schedule does not match your needs you may check other scenarios. In that way, you will be able to see if they are attractive or not.

That is how some risks (except systematic risks) can be avoided by forecasting the future in matters of payment plans.

Excel Loan Amortization Calculator Features Summary:

• Monthly, Quarterly, Semi-Annually, Annually payment options
• Loan Amortization Schedule with a balloon payment
• Easy to fill
• Full Print Ready
• Informational notes included
• No installation needed, ready-to-use
• Works both on Mac and Windows
• Compatible with Excel 2010 and later versions
• Does not include any VBA code or macros